Welcome to island time on Terra Ceia Island—where life slows down, the water is always calling, and every day feels like a getaway. For boating enthusiasts, this property is the ultimate setup. Situated on a canal with a private dock, private boat ramp, and 8,000-lb lift, this home was designed for spontaneous adventures. No trailering. No waiting. Just drop the boat and go—whether it’s fishing, cruising the bay, or heading out to the Gulf. This one-of-a-kind Key West–style home was made for buyers who want something different… something with personality, views, and a direct connection to the boating lifestyle. The first level offers a generous garage and storage space for all the essentials of island living—boats, bikes, fishing gear, and everything you need to be on the water at a moment’s notice. Upstairs on the second floor, the main living area is light, bright, and welcoming, with a relaxed energy that instantly makes you feel at home. Just off the living space is a large covered, screened-in porch—the kind of spot you’ll use year-round for dining, relaxing, and catching those glowing west-facing sunset views while enjoying the coastal breeze without the elements. A guest bedroom and bath complete this level, making it comfortable and functional for everyday living or hosting visitors. Then comes the showstopper—take the spiral staircase up to the third floor, where you’ll find a private retreat featuring the primary suite, an additional guest bedroom, and elevated views that feel like you’re floating above it all. From here, you can soak in the unobstructed sightlines of the iconic Sunshine Skyway Bridge, creating a backdrop that changes by the hour with sunsets, passing boats, and open sky. And while the home itself is special, the lifestyle here is what truly sets it apart. Terra Ceia is known for its active, close-knit community where residents spend their days biking, walking, and enjoying the outdoors. A local fruit stand and quaint post office add to the island’s old-Florida charm. Seabreeze Park offers members access to pickleball courts, a playground, covered pavilion, and a boat ramp—all surrounded by the beauty of Terra Ceia Bay. If you’ve been searching for a home that delivers not just a place to live, but a true waterfront lifestyle—with unforgettable views, effortless boating, and a welcoming island community—this is where your story begins.

Listing courtesy of COLDWELL BANKER REALTY (941) 812-7581



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Last checked: 2026-02-20 09:14 AM EST